Your home is an important part of your life.

This loan product is designed for customers requiring access to credit over a short or medium term and at a specified interest rate for the purpose of improving their homes. Since there is a regular income that has been established the bank makes this type of advance on unsecured basis. This means they do not have to provide any collateral or security for the advance unless the request is above the unsecured threshold or it is for investment purposes.

  • Attractive interest rates
  • 4/5 working days processing period
  • Payment period up to a maximum of 4 years
  • Application Letter
  • Completed application form.
  • Valid identification documents of client and spouse
  • Employment contract/service certificate
  • Last 3 months pay slips
  • Valuation report for the property
  • House valid documents and photos
  • Provisional of sale contract for outright house purchase
  • Loan certificate (if purchasing liability from another financial institution)
  • Bank statements for the lst 6 months(if account held with another financial institution)

Have a question? Find answers here.

Do you need advice?
Call (250) 788-143-000.