This is a long term loan is secured by real property. The lending could be for outright purchase of property which serves as security or collateral for the loan. It could also be for financing to construct a house where an individual has a piece of land or renovating ones property.



  • Repayable over 15 years
  • Interest rates are fixed depending on prevailing market conditions
  • The property purchased or under construction serves as collateral.
  • Personal contribution usually 30% of the purchase value.
  • The property is insured against perils to protect the interest of the borrower.



  • We have extended the term to 15 years which means you can afford the house you desire at more flexible terms.
  • The monthly repayments are fixed which means you do not have worry about your monthly budget.
  • If you have a BK mortgage you are also eligible to get a top up extended to 15 years at the same monthly installment you automatically qualify for our credit card which means you don’t have to go through another assessment.



  • Application Letter
  • Completed application form.
  • Valid identification documents of client and spouse
  • Employment contract/service certificate
  • Last 3 months pay slips
  • Valuation report for the property
  • House valid documents and photos
  • Provisional of sale contract for outright house purchase
  • Loan certificate (if purchasing liability from another financial institution)
  • Bank statements for the lst 6 months(if account held with another financial institution)



Equity Price List

BOK 290 290 290
BRL 150 150 150
NMG 1200 --- ---
KCB 340 --- ---
USL 104 --- ---
EQTY 350 --- ---
CTL 54 54 54

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Exchange Rates

25-05-2018  BUYING  SELLING
USD 861.0000 874.0000


GBP 1135.0000 1195.0000

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Contact Us


KN4 Ave No12 Plot No 790
P.O. Box 175, Kigali, Rwanda

Find a branch near you

Call Center

Local: Phone 4455 

International: Phone+250-788143000

email bk@bk.rwThis email address is being protected from spambots. You need JavaScript enabled to view it. , Send us a message

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